RESEARCH
Projects
Digital Financial Inclusion

1. The Experience of Digital Financial Inclusion in China(Completed)

This topic attempts to review the central policies promulgated in the field of digital financial inclusion in 2019 and the development trends in the past ten years and believes that 2019 may be a critical time for the transformation and development of digital financial inclusion. Especially under the downward pressure of the economy, the country adopts a structural relaxation policy while under strict supervision. Digital inclusive finance will gradually enter the rapid growth cycle with a new model. In order to explore the motivation behind the development and transformation of digital financial inclusion, the report provides an international perspective on the development of digital financial inclusion in the past ten years from the perspectives of meeting consumer needs, infrastructure, policy environment, technological innovation and business models. The experience is summarized to provide a reference for the next development cycle.


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2. The practice of poverty alleviation in digital inclusive finance(Completed)

The Report indicates the logical relation between financial inclusion and precise poverty alleviation and sums up the external environment, market environment, platform basis, products and effectiveness in poverty alleviation of digital financial inclusion services in China. 


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3. The Development of Digital Payment and Finance Inclusive in China(Completed)

This report, co-authored by CAFI and Tencent Financial Research Institute, aims to summarize the development history and policy changes of China's digital payment system, analyze the role of the digital economy in finance inclusive, and further propose suggestions for digital payment to promote the development of finance inclusion in China.


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4. Digital Financial Inclusion in China (Completed)

The report introduces the development, status and risks of digital financial inclusion in China, examines products and service providers regarding digital payment, digital finance, digital insurance, digital credit, and analyzes social and economic value of digital financial inclusion from various perspectives.


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5. Growing with Pain—Digital Financial Inclusion in China (Completed)

The Report focuses on typical applications of digital technology in financial inclusion in 2017, reflecting innovations in areas such as payment, wealth management, financing, insurance, big data credit rating, policy and regulation. It is expected to help shed light for readers home and abroad on the development dynamics of digital financial inclusion in China.  


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6. Digital Financial Inclusion's Effect on County-Level Industrial Development Project  (Completed)

Commissioned by Secretariat of the Central Rural Work Leading Group (SCRWLG) in June 2019, CAFI conducted the project to investigate the supply-side structure of county-level financial inclusion, the relations between digital financial inclusion and the development of county-level digital economy, and integration of financial technology and industrial technologies. In late September, CAFI project team and experts from SCRWLG visited Quanjiao County and Jinzhai County in Anhui Province and conducted interviews and surveys on local authorities, financial institutions, ecommerce platforms, and technology companies.


Please click here to view the report