The four decades since the inception of China reform and opening-up have witnessed a non-stop advance of innovation and evolution of poverty alleviation tools, which have played instrumental roles in the cause of eradicating poverty in different periods.

Chinese government attaches great importance to the development of inclusive finance, which is seen as an important part of the national strategy. As Chinese banking sector regulator, the CBRC has been committed to guide and promote Chinese banking sector to establish the concept of inclusive finance and develop inclusive finance business.

I'm very pleased to participate in inclusive finance forum to discuss this very constructive topic of inclusive financial and social responsibility with you. Below, I will share with everyone three aspects.

It is known that financial inclusion has been greatly stated by the State and regulatory bodies of China.

I'm very pleased to participate in "good finance, good society" forum, which is the first time I participate public event on this topic since our department in CBRC was established last year.

It is my great honor to attend International Forum for China Financial Inclusion. To be honest, it was nothing to share if I took part in this forum 5 years ago.

My topic today is "Further decade development of Inclusive Finance in China". I have been thinking about this topic for a long time. The subject of the conference is inclusive financial and internet technologies. Since the addition of finance to internet technologies

Good finance is conductive to adjustment of economic structure and effective allocation of resources, which can also promote better development of the society and push the inclusive growth of economy.

The theme of forum is 'good finance, good society'. How to define good finance? My interpretation is that finance should have the role, not exclusively but fundamentally, that brings people opportunities to change their lives and transform their credit into wealth.